If you’re enrolled in a Medicare health plan, you can enhance your coverage by joining a Medicare Advantage Plan, also known as “Part C” or “MA Plans.” Offered by Medicare-approved private companies, these plans provide additional coverage to meet your health needs, with premiums starting as low as $0 per month. Start searching online today to find an affordable Medicare Advantage Plan.

Medicare Advantage allows you to tailor your coverage. Part C is a bundled plan that may include hospital insurance, medical insurance, and prescription drug coverage. If you’re interested in exploring options for your Medicare health plan, begin an online search now.

Essential Information for Seniors on Medicare Advantage Plans

What’s Covered by Medicare Advantage Plans?

Medicare Advantage Plans (Part C) are a comprehensive alternative to Original Medicare, offered by Medicare-approved private companies. These plans provide additional coverage beyond what standard Medicare offers. Medicare pays a fixed amount to the company offering your Part C plan each month, enabling you to receive more extensive coverage.

Coverage Includes:

• Part A (inpatient care, hospice care, some skilled nursing care)
• Part B (clinical research, mental health, durable medical equipment, limited outpatient prescription drugs, ambulance transportation, and other outpatient services)

To enroll in a Medicare Advantage Plan, you must first enroll in Medicare Parts A and B. Once enrolled, you can choose a suitable Medicare Advantage Plan from a private insurer.

Additional Benefits:

Medicare Advantage Plans can bundle prescription drug coverage (Part D) and offer services not covered by Original Medicare, such as vision, hearing, dental, and wellness programs. All plans cover emergency and urgent care, and you can customize your coverage for chronic illnesses. Some plans might also include:

• Transportation to doctor visits
• Over-the-counter drugs
• Adult day-care services
• Home modifications like wheelchair ramps
• Meal delivery

Cost Considerations:

The cost of Medicare Advantage Plans varies. Factors influencing out-of-pocket costs include whether the plan has a monthly premium, if it covers all or part of your Part B premium, and if you use in-network doctors and hospitals. Costs can include deductibles, copays, and the Part B premium, which is $144.60. Extras like transportation or prescription drugs might increase costs, but thorough research can help you find plans with premiums as low as $0.

Learn More and Compare Plans:

To get a Medicare Advantage Plan, first enroll in Parts A and B. Research and compare plans online to find the best coverage at the best price. Private insurers have networks of doctors and healthcare providers that help reduce costs. Comparing multiple plans ensures you get optimal coverage for your needs.